Liquidity Management

Ineffective cash management has a significant and direct effect on the underlying P&L of a bank, caused by the need to borrow funds in a costly intra-day liquidity market and the potential lost opportunity costs on unknown surplus cash that could otherwise be invested more effectively.

New industry infrastructures, such as TARGET 2 and SEPA, as well as CLS and SWIFTNet, are driving the need for banks to manage their liquidity more effectively. Increased regulatory pressures from Basel II and Sarbanes-Oxley mean institutions need a real-time, global view of their operations.

SunGard can help. SunGard’s Ambit brings the efficiency of the back-office to the front-office, offering up-to-the-minute positions on both cash and collateral. Via a unique process that reconciles data at each stage of a transaction's lifecycle, our Liquidity Manager provides real-time position information on balance and transaction reporting, as well as a full view of what’s settled and what’s not. We leverage the increasing availability of real-time information to benefit your business.