Market Insights

Assess Credit Risk
The diligent assessment of a potential creditor ultimately determines if and with what expected risk- / return profile a transaction shall be entered into. It is therefore paramount to the banks future risk adjusted performance to run such assessment in a robust manner.  SunGard’s Ambit Credit Assessment solution provides risk analysis, stress testing, risk appetite and limit setting, monitoring and provisioning which helps to:

  • Increase accuracy in capturing financials of a potential creditor
  • Drive efficiency in approval process by better pricing and predicting default and loss rates

Audio Listen to our podcast on assessing credit risk

Monitor Risk Portfolios 
The credit portfolio management units ensure a balanced and well diversified credit portfolio.  SunGard’s Ambit Credit Portfolio Monitoring solution provides the ability to identify weaknesses in portfolio composition, by geography, loan type, and address credit risk exposures which helps to:

  • Reduce costs by removing manual processes
  • Manage risk exposure using shock modeling and stress testing

Audio Listen to our podcast on portfolio management

Exceed Capital Requirements 
Increasing pressures to strengthen the capital base and capital quality for a given business requires an efficient use an expensive resource - capital. At the same time, the recent crisis showed that regulatory capital results are not sufficient protection and economic capital is becoming increasingly important. SunGard's Ambit Capital Management solution provides an integrated view of regulatory and economic capital which helps to:

  • Ensures bank's capital position and planning is consistent with the overall risk profile
  • Improves the banks audit trails with clear visibility and control over data

Audio Listen to our podcast on capital management