Credit Risk Management

The diligent assessment of a potential creditor ultimately determines if and with what expected risk- / return profile a transaction shall be entered into. It is therefore paramount to the banks future risk adjusted performance to run such assessment in a robust manner.

Learn More about Ambit Credit Risk Assessment 

While Credit Assessment focuses around the single transaction and the closing of a single transaction, credit portfolio monitoring is required to identify weaknesses in portfolio composition by geography, loan type, and address credit risk exposure. At the same time, shock modeling of credit portfolios is considered prudent risk management given the volatile credit markets and economic conditions.

Learn More about Ambit Credit Portfolio Monitoring

The recent financial crisis showed that regulatory capital results are not are not adequate. Today, economic capital is becoming increasingly important to assess capital adequacy. Banks, therefore, need to view regulatory and economic capital beside each other in order to ensure that their capital position and planning is consistent with their overall risk profile and strategy.

Learn More about Ambit Capital Management 

The regulatory pressure on banks in the aftermath of the global financial crisis will have a big impact on a bank’s ability to maintain risk adjusted profitability. Therefore, it is more important than ever to assess and monitor the risk adjusted profitability within the institution on various dimensions very closely to be able to react on profitability changes quickly. 

Learn More about Ambit Profitability Analysis