Advisory Services & Thought Leadership for Better Risk Management, and Regulatory Compliance
The global financial crisis has had a profound impact on the way banks view and manage risk. An ever-increasing number of financial regulations are driving them to implement costly risk management practices, while the need to meet stricter capital requirements is, in itself, putting their earnings under even more pressure.
As a result, the banks of today face a range of challenges: some old, some new, but all complex – involving data capture, analysis, reporting, governance, compliance and, often, changes to decision-making practices. And although technology can do a lot to address these challenges, it can’t do so alone – without the back-up of knowledge, creativity and experience.
SunGard created the Ambit Risk Institute (ARI) to provide this back-up. Bringing together strategy consulting know-how with a wealth of banking, technology and regulatory expertise, ARI complements SunGard’s innovative software solutions with highly valued advisory services and original thinking to tackle the complex issues of risk, performance and regulation.
It is this wide variety of experience across the three distinct areas of banking, technology and regulation that makes ARI so effective at managing the challenges of the current financial landscape. To do so, ARI offers six main services:
- Risk Appetite Setting
- Pricing and Profitability Optimization
- Stress Testing
- Risk Rating, Allowance for Loan and Lease Losses (ALLL) Development and Loss Forecasting
- Capital Adequacy
- Model Validation