Ambit Online Banking
The global recession has made people more aware of the value of money, more focused on their savings, and more determined than ever to keep a close watch on their spending. Online banking has become an important channel for banks to manage their customer relationships, especially during a time when maintaining customer trust and loyalty is paramount.
Ambit Online Banking is designed around common banking processes, enabling maximum re-use of common services to support the different Internet banking requirements of both retail and corporate customers. A key feature of Ambit Online Banking is the breadth and depth of functionality available.
Apart from being a cost effective customer servicing channel, Ambit Online Banking can serve as an active extension of the bank’s sales and marketing campaigns, which can be initiated directly from Ambit Enterprise Banking Suite. This transforms online banking from being a cost center to a profitable investment for the bank.
Features
- Provides a range of online retail banking services such as account inquiry, funds transfers, bill payment, checkbook request and stop payment orders
- Supports online loan inquiry, loan calculations and loan payments
- Facilitates online payments and remittances
- Natural extension for the bank’s sales and marketing campaign
- Provides a secure internet channel via industry-standard SSL which can be further customized for two-factor authentication
Benefits
- Provides the convenience of online banking services expected by retail customers
- Provides self-service lending facilities which increase customer satisfaction and reduce costs associated with loan servicing
- Enables the bank to improve operational efficiencies through the reduction of transaction costs, while increasing customer reach across national boundaries
- Additional sales and marketing delivery channel for the promoting the bank’s products and services
- Secure encrypted channels protect against cyber crimes such as phishing