Many factors affect a bank’s financial performance: shrinking margins, new competitors, new high-yield and high-risk products, expanding regulatory requirements, and pressures of globalization and consolidation. To address these, banks must take steps to proactively manage performance. A more complete change management cycle is needed —one that goes beyond measurement to include forecasting, simulation, and calibration.

SunGard can help. SunGard’s Ambit Performance Management is a modular solution suite designed to support banks in adopting a complete change management cycle. Incorporating profitability, risk-based pricing, budgeting, and funds transfer pricing, these solutions help risk, finance, and treasury functions implement consistent, enterprise-wide policies, processes, and tools.

Features

  • Includes a relationship management solution to help banks determine which customer relationships should be preserved or won
  • Offers a budgeting & planning solution to help build and modify budgets in a decentralized fashion
  • Includes a funds transfer pricing solution to provide the most effective decision-making platform for customer, organizational and product profitability, product pricing and balance sheet and resource allocations
  • Provides a profitability solution to analyze profitability across multiple dimensions such as customer, line of business and product profitability

Benefits

  • Helps maximize profits from customer relationships
  • Helps to manage and project cost center-level financial statements interactively and align plans with strategic goals
  • Provides transfer pricing of all financial instruments, including instruments with complex attributes, behaviors and cash flows
  • Eliminates conflicting views of profitability and presents management reports across the entire scope of the organization
SunGard’s Ambit Risk & Performance Management solution provides banks with a suite of software to improve risk management for banking. An Ambit liquidity risk solution helps banks minimize the exposure to risk and the cost of liquidity risk. Ambit’s risk management solutions help banks to better manage risk-adjusted performance. Credit risk management solutions provide tools and intelligence for better lending decisions. Additional solutions help manage asset liquidity risk, provide tools for gauging return on equity capital, get an accurate view of return on risk capital (RORC), and help manage increasingly complex regulatory compliance standards.