Ambit Intraday Liquidity Management

A retail bank must be able to meet regulatory requirements, satisfy demand for deposit withdrawals, financing commitments for approved loans and other cash outflows.  Inability to meet depositor withdrawal requirements, creditor expenses, or if it is forced to significantly limit new lending, can result in a significant reduction in customer confidence. On the other hand, excess liquidity can lead to inefficient use of funds, which can restrict profitability. Real-time view of liquidity is required.

New industry infrastructures, such as TARGET 2, SEPA, CLS and SWIFTNet, also require banks to manage their liquidity more effectively. Regulatory pressures from Basel II and Sarbanes-Oxley mean banks need a real-time, global view of operations.

SunGard can help. SunGard’s Ambit Intraday Liquidity Management offers real-time positions on cash and collateral. By reconciling data at each stage of a transaction's lifecycle, the solution provides real-time position information on balances, transactions and settlement status.

Features

  • Allows for the creation of user-defined parameters to mirror business processes
  • Provides data for trend analysis
  • Helps meet audit and tracking requirements by allowing positions and their underlying data to be frozen and stored at any point in time
  • Offers cost allocation, interest claim monitoring and trend analysis reports
  • Supports any ASCII flat text, fixed width, delimited file or any XML message
  • Provides the functionality to execute queries against Nostro accounts in real-time via the SWIFTNet Cash Reporting Service
  • Accredited with SWIFTReady Cash Reporting User

 Benefits 

  • Automates cash concentration and pooling throughout the day.
  • Monitors and tracks trends across the cash management process, easily identifying costly bottlenecks
  • Provides detailed Reporting and Snapshots
  • Leverages a multitude of data formats from many different internal and external systems and market infrastructures throughout the cash and liquidity management process
  • Builds a real-time reconciled view of currency positions