Ambit ALM & Market Risk Management
Challenging market conditions put downward pressures on net interest margins of banks. Furthermore, fierce competition for deposits also limits a bank’s ability to significantly lower customer interest rates. The sub-prime mortgage meltdown also resulted in interest rate volatility, a severe reduction in secondary market liquidity, and limitations on traditional sources of funds. Banks need an internal risk measurement and pricing system that is consistent with market-based pricing mechanisms and that takes market risks into account.
SunGard can help. SunGard’s Ambit ALM & Market Risk Management provides an integrated risk management solution that facilitates complete multidimensional analysis of the balance sheet. Ambit ALM & Market Risk Management also allows modeling of customer behavior, economic valuation, interest rate scenarios and a wide range of other variables quickly, easily and accurately.
SunGard’s Ambit Risk & Performance Management solution provides banks with a suite of software to improve risk management for banking. An Ambit liquidity risk solution helps banks minimize the exposure to risk and the cost of liquidity risk. Ambit’s risk management solutions help banks to better manage risk-adjusted performance. Credit risk management solutions provide tools and intelligence for better lending decisions. Additional solutions help manage asset liquidity risk, provide tools for gauging return on equity capital, get an accurate view of return on risk capital (RORC), and help manage increasingly complex regulatory compliance standards.