Ambit Core Banking Solution

SunGard’s Ambit Core Banking Solution is a universal banking system that provides comprehensive instrument and product coverage for retail deposits, lending and balance sheet management through its flexible product factory and pricing tools.

In addition, Ambit Core Banking solution helps banks more readily start redefining core banking to help manage increasing margin pressure and balance sheet growth. With Ambit Core Banking, banks can effectively manage the health and stability of their balance sheet by:

  • Optimizing the balance sheet profile

    By expanding the scope of the core banking system and integrating best-in-class tools for asset liability management, funds transfer pricing and liquidity management, a bank can make tenor mismatch and balance sheet management strategies an integrated part of its daily operations.

  • Developing a strategic balance sheet management framework

    With tools that ensure scalability, system compatibility and data accuracy, the bank can simulate the effects of customer and banks behavior on the balance sheet, dynamically and into the future – enabling it to precisely measure interest earning effects, manage liquidity risk profiles and capture the impact of embedded options.

  • Operationalizing learning

    Through product design and pricing tools, the bank can establish a two-way flow of data between its risk analysis and transactional systems – and further strengthen its balance sheet management capabilities.

Based on a services-oriented architecture, Ambit Core Banking helps banks more rapidly adhere to industry best practice – and embrace the same enterprise wide risk management strategies as larger counterparts with more sizable budgets and resources. SunGard also offers a flexible pricing model that, like our architecture, is componentized – allowing banks to preserve precious capital.

The Ambit Core Banking solution provides the following retail banking capabilities:

  • Deposits

  • Consumer Lending

  • Domestic and International Payments

  • Customer Management

  • Limits Management

  • Collateral Management

  • General Ledger

In addition, Ambit Core Banking includes SunGard’s best-in-breed balance management tools:

SunGard also helps banks enhance the customer experience and optimize customer relationships through: