Credit Risk Assessment
Ambit Credit Risk Assessment solutions can help banks manage and sustain a profitable commercial loan portfolio.
The recent economic crisis has complicated the regulatory compliance demands on banks. Additionally, the banking landscape today requires that banks need to have a better understanding of who their customers are, as well as their needs. Regulators want more transparency from banks and assurance that banks understand their customers and the credit risk they may pose. While these demands may create additional administrative burden and cost, banks can more easily navigate this heightened regulatory landscape with a credit risk assessment solution. The right credit risk assessment technology can help create more transparency across business lines and more uniform standards for lending, allowing the entire organization to leverage the same credit risk data. And by helping to increase visibility into business operations and customer data, credit risk management tools can help improve process efficiency, shorten approval queues and enhance customer relationships.
For many of the world’s leading banks, the most effective solutions for credit risk assessment are found in Sungard’s Ambit Risk and Performance Management solutions for corporate banks.
Learn more about SunGard's Credit Risk Assessment Solutions.
Sungard’s Ambit delivers comprehensive credit risk assessment tools.
Sungard’s Ambit Credit Assessment is a comprehensive credit risk solution that delivers benefits for both credit and risk officers as well as front line relationship managers. Providing critical financial analysis, communication and business modeling tools, Ambit Credit Assessment helps banks to build, maintain and sustain a profitable commercial loan portfolio. Ambit’s credit risk management solution can improve commercial lending results and cement customer retention, while delivering a more profitable loan portfolio and satisfying examiners with quality files and processes. Ambit Credit Assessment can be tailored to address the needs and concerns of individual banks, providing a custom solution that meets each institution’s business requirements.
Improve credit quality and balance risk with Sungard’s Credit Risk Assessment solution.
With Ambit Credit Assessment, banks can:
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Improve commercial credit quality, revenue and profitability. Ambit helps enhance credit management with a dynamic interactive dashboard for credit analysis and relationship management as well as interactive stress test capabilities, imbedded templates, benchmarking capabilities and covenant monitoring.
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Improve consistency in the lending process. Ambit improves data quality in both C&I and CRE; standardizes processes by consistently collecting, managing and analyzing credit decision-related data; generates more comprehensive reports and stores commercial real estate and construction project details.
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Simplify loan review preparation. Ambit reduces review time through greater administrative flexibility to customize content, greater consistency in performance and underwriting standards, easy to use interfaces and a streamlined credit management process.
Learn more now about Sungard Ambit’s credit risk assessment solution, as well as other Sungard solutions for asset and liability management, banking risk management, return on equity capital and other risk management software solutions.
SunGard’s Ambit Risk & Performance Management solution provides banks with a suite of software to improve risk management for banking. An Ambit liquidity risk solution helps banks minimize the exposure to risk and the cost of liquidity risk. Ambit’s risk management solutions help banks to better manage risk-adjusted performance. Credit risk management solutions provide tools and intelligence for better lending decisions. Additional solutions help manage asset liquidity risk, provide tools for gauging return on equity capital, get an accurate view of return on risk capital (RORC), and help manage increasingly complex regulatory compliance standards.