Risk management solutions
Improve risk-adjusted profitability with effective risk management solutions.
Credit risk management is one of the most important aspects of managing a commercial bank. In fact, the failure of banks worldwide to implement appropriate risk management solutions and maintain risk-adjusted profitability was one of the leading causes of the recent financial crisis. Risk management solutions are even more critical today in the wake of the crisis, as regulatory pressures make it even more challenging to manage performance for risk-adjusted profitability. The right risk management solutions will help banks assess the expected risk/return profile of transactions during underwriting, assist with analysis and management the ongoing risk of credit portfolios, and help determine the most effective use of capital. For leading risk management solutions, more banks today turn to Sungard.
Learn more about Sungard’s Risk Management Solutions.
Sungard’s Ambit delivers leading risk management solutions for commercial banks.
SunGard’s Ambit Credit Risk Management solutions provide leading software and specialized risk consulting that can help commercial banks improve risk adjusted performance by facilitating better lending decisions. SunGard’s Risk Management Solutions include four major components for credit portfolio monitoring, profitability analysis, capital management and credit risk assessment. SunGard’s solutions enable banks to:
- Access tools for credit risk management, including tools for collateral management, exposure calculation, concentration risk and excess monitoring and reporting.
- Identify and evaluate market risk through scenario analysis, exposure and sensitivity analysis, value at risk and client risk reporting.
- Calculate capital requirements for market risk using standardized measurements in compliance with Basel II regulations.
Improve profitability management and monitor risk exposure with Sungard Ambit solutions.
SunGard’s Ambit Credit Risk Management solutions deliver significant benefits to commercial banks, which can use Ambit to:
Monitor risk exposure. In-depth portfolio monitoring and risk analysis enables banks to identify weaknesses in portfolio composition by loan type or geography in order to address credit risk exposures. And by automating processes and providing solutions for shock modeling and stress testing, Ambit Credit Risk Management helps to further reduce risk and manage exposure.
Improve lending decisions. With tools for risk analysis, stress testing, risk appetite and limit setting, monitoring and provisioning, Ambit helps banks improve accuracy in assessing financials of prospective creditors while streamlining the approval process with better pricing and predicting default and loss rates.
Enhance risk-adjusted performance. Ambit provides an integrated view of regulatory and economic capital to helps banks create strategies to increase risk-adjusted profitability and ensure that the bank’s capital position and planning is in accordance with the risk profile overall.
Learn more now about risk management software from Sungard, as well as risk management solutions for asset liquidity, liquidity risk management, regulatory compliance, RORC and more.
SunGard’s Ambit Risk & Performance Management solution provides banks with a suite of software to improve risk management for banking. An Ambit liquidity risk solution helps banks minimize the exposure to risk and the cost of liquidity risk. Ambit’s risk management solutions help banks to better manage risk-adjusted performance. Credit risk management solutions provide tools and intelligence for better lending decisions. Additional solutions help manage asset liquidity risk, provide tools for gauging return on equity capital, get an accurate view of return on risk capital (RORC), and help manage increasingly complex regulatory compliance standards.