Concept Profiler

The Concept Profiler module uses a rules engine to analyze basic client data in determining a prioritized list of key financial planning concepts to review.  Both qualitative and quantitative client data is used in determining specific recommendations.  This module helps the advisor see a non-biased overview of the client’s situation.  It is a great module to use first when working with a new client, as it helps set the financial planning agenda.

Target Users – Advisors, Clients
Completion Time – 10 to 20 minutes

This module:

  • Reviews up to 19 Financial Concepts (controlled via Admin):
    -    Accumulation
    -    Asset Allocation
    -    Auto Insurance
    -    Debt Management
    -    Disability (Client)
    -    Disability (Co-Client)
    -    Education Funding
    -    Estate
    -    Home Insurance
    -    IRA Choices
    -    Life Insurance (Client)
    -    Life Insurance (Co-Client)
    -    Long Term Care (Client, Co-Client)
    -    Long Term Care (Parent(s))
    -    Lump Sum Pension Distribution
    -    Retirement (Accumulation)
    -    Retirement (Distribution)
    -    Stock Options
    -    Umbrella Insurance
  • Provides dynamic, client-specific reasons for each recommendation
  • Includes a Net Worth Statement
  • Provides comprehensive Admin controls for user entitlements, concept names, concept inclusion, and scoring logic weights