Stream Credit Monitor for Collateral Management
Stream Credit Monitor for Collateral Management provides a central repository to house all assets, loans, banking, trust, and brokerage information, to help enable you to access information more easily and see a full picture of collateral across the enterprise.
Features
- Provides a central repository to house all assets, loans, banking, trust, and brokerage information
- Standardizes the collateral valuation across the enterprise
- Can automatically compare collateral market value to the loan balances and provide timely indications of negative change
- Can aggregate loan balances and collateral, apply credit policy and regulatory rules relative to eligibility and exemptions, and identify exceptions or at-risk situations
- Performs pricing and market value calculations according to credit policy and regulations, haircuts per regulatory requirements, and calculations
Benefits
- Helps you reduce charge-offs
- Provides timely and accurate notification of declining asset value
- Helps improve risk management and control as well as operational processing, while reducing manual intervention
- Provides real-time verification that current collateral value is sufficient prior to making advancement on an existing loan
Brochures & Datasheets