Ambit Relationship Management
With competitive pressures, shrinking margins, slowing loan growth and commoditization of products, customers must contribute to the bank’s profits. A clear view of the customer’s portfolio can help banks understand the impact of any new or revised business on the entire customer relationship. Profitable relationships must be protected while unprofitable ones must be minimized, renegotiated or terminated. Ambit Relationship Management helps
price new or existing business for customer profitability.
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Features
- Provides a Web-based one-screen view of current profitability and performance across related relationships, customers, and accounts
- Offers a robust modeling environment that captures the changes to profitability on renegotiated and proforma positions
- Provides valuation methodologies that are kept completely consistent across actual and proforma profitability calculations and analysis
- Uses risk adjusted relationship pricing at the point of origination
- Allows proactive analysis of proposed pricing decisions using existing profitability assumptions
Benefits
- Helps finance and treasury areas to cultivate and enforce a strategic pricing discipline throughout the organization
- Helps quantify the value contribution of existing relationships
- Measures a customer relationship over time, and quickly determine the change in value created by renegotiating or offering a new product or group of products
- Improves proactive analysis of proposed pricing decisions using existing profitability assumptions
- Helps enhance profitability and performance by instilling relationship pricing strategies that encourage pursuit of highest value, instead of highest volumes
Brochures & Datasheets